Life insurance that comes with guarantees...
because life doesn't.
Colonial Life's Whole Life Insurance provides guaranteed features — cash value accumulation, premium rates and death benefit (minus any loans and loan interest) — that help ensure those benefits will be there when they're needed to protect your family's way of life.
Guaranteed protection: Offers lifetime protection with a guaranteed death benefit that will not change as long as premiums are paid when due.
Guaranteed premiums: Promises a level premium that stays the same from the day you purchase the policy.
Guaranteed cash value: Guarantees the cash value amount — which accumulates tax deferred.
Features of Colonial Life's
Whole Life Insurance
- Tax-free benefit since life insurance benefits are typically free from income tax for the beneficiary.
- Three option dates to purchase additional coverage with no proof of good health required if you are age 55 or younger at the time of purchase.
- Accelerated Death Benefit that provides a benefit of a percentage of the death benefit if insured is diagnosed with a terminal illness.
- $3,000 immediate claim payment as an advance of the death benefit paid to the designated beneficiary.